你们的pp王者电子官网如何赔偿火山喷发造成的损失
大多数 homeowners and auto insurance policies cover you from some damage related to a volcanic eruption, 但也有例外.
You can learn about volcano information and eruption risks in your area by visiting the United 状态s Geological Survey 火山灾害计划, which posts up-to-date information about volcanic activity, including a color-coded risk assessment system for individual volcanoes. If you live within 20 miles of a volcano, take a moment to find out more about how your family can 准备和应对火山爆发.
Some of the effects of volcanic eruption include: airborne shock waves, 火山爆炸, 灰尘, 火山灰或熔岩流. 回顾你的 业主pp王者电子官网政策, 承租人pp王者电子官网政策 or 汽车pp王者电子官网单 to understand coverages for property loss caused by volcanic eruption and its effects. Also check to see how fire or explosion resulting from volcanic eruption might be covered.
这是非常有用的 家里的库存 你的个人财产. This information can help confirm you have the right amount of coverage and can also be very helpful during a claim review. 要了解更多信息, 联系pp王者电子官网代理人.
What might be covered from property loss caused by a volcanic eruption
- 直接, sudden damage to your 车辆 is covered under most automobile insurance policies if you have comprehensive coverage at the time of the loss.
- A 车辆 crash that happens during or after a volcanic eruption would be covered under the terms of your policy, 就像其他的崩溃一样.
- Damage to property caused by 灰尘, lava flow or airborne shockwaves after a volcanic eruption.
What might not be covered from property loss caused by a volcanic eruption
- 大多数 房产pp王者电子官网 保单对以下原因造成的损害有免责条款 地震, 山体滑坡, 泥石流, earth tremors or other earth movements regardless if the earthquake is the cause or the result of the volcano eruption. 地震 coverage is usually available either by endorsement for an additional charge or by purchasing a separate earthquake policy. 大多数pp王者电子官网公司不会发行pp王者电子官网 地震的政策 地震中或地震后的.
- 洪水造成的损失 isn't covered under a typical 业主pp王者电子官网政策. 洪水 insurance is available through the National 洪水 pp王者电子官网 Program, 只要该政策在洪水之前生效.
- Check with your insurance agent or insurance carrier to determine if damage caused by volcanic action is covered by your policy.
- Expenses incurred for preventive measures are not covered under either the auto or homeowners policy.
- Cost for ash removal may be covered for building structures or personal property contained in a building structure if the ash has caused accidental direct physical loss.
- 大多数 policies don't cover damage that occurs to homes or 车辆s over time due to volcanic 灰尘 or ash.
- Wear and tear from any circumstance is generally not covered.
If you are concerned about property loss from volcanic activity, 联系pp王者电子官网代理人 谁熟悉你们地区的风险.